Insurance Program2012-2013 Insurance Summary
Wisconsin Youth Soccer Association
102427 W Lincoln Ave, Suite 1100
West Allis, Wisconsin 53227
Certificates of insurance will be issued upon request adding the name of a school district, university, private land owner, municipality, or sponsor. To request a certificate of insurance please email Julie Schmitt at email@example.com and provide the additional insured’s name, mailing address, contact person and fax number as well as your club and contact information. Turnaround time is approximately 24 hours.
General Liability Coverage
1. Wisconsin Youth Soccer Association
2. All affiliate associations, districts, leagues, & clubs.
3. All officers, directors, coaches, employees, official team members, referees, teams, leagues, and volunteers while acting on behalf of Wisconsin Youth Soccer Association.
Coverage 1. Primary General Liability: a. Liability for bodily injury or property damage to spectators, game participants, and to members of the general public. b. Liability for outdoor fields owned by affiliates for its sole use while acting on behalf as a member of the state association. c. Fund raising, meetings, awards banquets. d. Activities necessary or incidental to the conduct of practice, exhibition, post season and scheduled games. 2. Products liability for food or drinks sold on premises. 3. Hired and non-owned auto, at a primary policy limit while being used in the business of the named insured. Excludes coverage for any driver transporting athletic participants. 4. Liability for false arrest, detention or malicious prosecution, libel, slander, defamation of character, or wrongful eviction. 5. Abuse and molestation specifically written into coverage form with limits of $1 million each occurrence/$2,000,000 aggregate. 6. Medical Payments - $5,000 (non-participants). 7. Host Liquor liability for banquets and meetings.
Territory Worldwide for bodily injury, property damage, and personal and advertising injury while temporarily outside of the United States providing suit is made within the United States.
The liability policy provides the following coverage:
|Products/Completed Operations Aggregate||$1,000,000|
|Personal & Advertising Injury||$1,000,000|
|Limit per Occurence||$1,000,000|
|Rented to You Limit||$300,000|
|Medical Expense (spectators only)||$5,000|
|Sexual Abuse Each Occurrence||$1,000,000|
|Sexual Abuse Aggregate||$2,000,000|
Exclusions 1. Standard commercial general liability exclusions apply. 2. Property of others in the care, custody and control of the insured such as personal property of players, coaches, or parents. 3. Liability to pay Worker’s Compensation. 4. Intentional acts. 5. Amusement devices other than inflatables and dunk tanks.
Accident Policy Benefits
All registered team members, coaches, managers, referees, officials and volunteers of the teams, leagues or of the Wisconsin Youth Soccer Association.
|Accident Medical Expense Benefit||$250,000|
|Accident Death Benefit||$5,000|
|Accidental Dissmemberment Benefit||$5,000|
|Deductible per claim||$250|
|Benefit Period||52 weeks|
Insured persons are covered for injuries (or death) resulting directly and independently of all other causes from accidents occurring while participating in the following covered activities:
• Scheduled games, team practice sessions or sponsored activities provided they are under the direct supervision of a team official; or sanctioned local or national tournaments as a member of a contestant team. • Organized and supervised group travel as authorized by the Policyholder directly to and from a covered event.
What Is Not Covered The plan does not provide coverage for: (1) intentionally self-inflicted injury; (2) air travel except as a fare-paying passenger on a regularly scheduled airline on a scheduled flight; (3) injuries resulting from other than Covered Activities; (4) loss resulting from sickness or disease, except bacterial infection which occurs through an accidental wound.